Generally, the pre-approved letters refer to credit cards, properties, vehicles etc. with a pre-approved the letter in hand you can almost occupy the house within the mortgage limit immediately. You can gat a car if that condition exists. But not all pre-approvals are hassle free. Unscrupulous elements would have added to the Proposal Letter .With the help of pre-approved cards one can shop happily .the letter will invariably contain the limit, expiry date, and other terms. The template for pre- approved teller can be downloaded from the net either in word format or PDF format.